Big hospitals need a referral letter — go to a local clinic or hospital first
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With health insurance, you first see a local clinic or hospital (stage 1). For a tertiary hospital such as a university hospital (stage 2), you bring a referral letter written by that doctor.
📌 Key points
To be treated at a tertiary hospital under health insurance, you must submit a referral letter (or a health checkup result with a doctor's note that hospital care is needed) together with your insurance card or ID. Emergencies, childbirth, dentistry, family medicine, rehabilitation medicine (registered disabled people etc.) and haemophilia can go directly without a referral.
🔢 Do these in order
- When you are sick, go to a local clinic or hospital first. Bring your residence card or passport.
- If that doctor says you need care at a big hospital, ask for a referral letter (진료의뢰서).
- Take the referral letter and your ID to the tertiary hospital's admin desk (원무과). Book the department written on the letter.
- If you go to a tertiary hospital without a referral, health insurance may not apply and you may pay much more. Ask that hospital's admin desk before you go.
📍 Where to go
National Health Insurance Service 1577-1000 · Referral letters come from the clinic or hospital that first treated you
See also
Basis
- 국민건강보험 요양급여의 기준에 관한 규칙 제2조 ① ~ ④ (법제처 현행 시행 2026-04-15 판 · Claude 가 API 로 직접 대조 2026-10-06) — 1단계 뒤 2단계 · 예외 일곱(응급 · 분만 · 치과 · 재활의학과 · 가정의학과 · 그 기관 근무 가입자 · 혈우병) · 「의사소견이 기재된 건강진단 · 건강검진결과서 또는 요양급여의뢰서를 건강보험증 또는 신분증명서와 함께 제출」
- 국민건강보험공단 「요양급여의 담당 및 절차」 https://www.nhis.or.kr/static/html/wbma/c/wbmac0102.html (2026-10-06 확인) — 1단계 요양기관이 요양급여의뢰서를 발급
- 서울대학교병원 진료 안내 https://www.snuh.org/content/M002005001.do (2026-10-06 확인 · 병원 안내, 정부 자료 아님) — 의뢰서 없이 오면 「건강보험 수가의 100%를 본인부담」 → 화면은 숫자 없이 「훨씬 많이 낼 수 있다 · 원무과에 먼저」
This content was checked on 2026-10-06.